Ready to buy a home?

Keep these critical considerations in mind:

Your Financial Health -

Your Credit and Home Affordability.

* Is now the right time financially
   for you to buy a home?

* Would you rate your
   financial picture as healthy?

* Is your credit good?

* How much home can you afford?

For the answers to these questions, 
talk to a lender. Ask your friends
to refer you to their lender,
or ask Colleen to help you find one.

Where will the money come from?
 
You may need some money for a
down payment and closing costs.
However, with today's broad range of
loan options, having a lot of money
saved for a down payment
is not always necessary -

Your lender will help you determine
what works best for you.